Insurance Policy Discounts

Car insurance discounts usually kick-in after you've had auto insurance for at least 6 months.  The longer the driver is insured, the bigger the discount.  Other discounts include good student discounts, driver training discounts, safe driver discounts, and homeownership discounts.  Usually if we can quote and beat your current rate, we will instruct you not to cancel your current coverage until everything is paid and completed on the new policy. The South Carolina Highway Department has most of your information already, so you don’t have to provide much information, because it is pre-filled from this source.